Ventura County Community Development Corporation (VCCDC) - Oxnard, California

Address: 2231 Sturgis Rd # A, Oxnard, CA 93030.
Phone: 8052737800.
Website: vccdc.org
Specialties: Non-profit organization, Credit counseling service, Mortgage lender.
Other points of interest: Onsite services, Wheelchair accessible entrance, Wheelchair accessible parking lot, Wheelchair accessible restroom, Wheelchair accessible seating, Gender-neutral restroom, Free parking lot, On-site parking.
Opinions: This company has 8 reviews on Google My Business.
Average opinion: 3.4/5.

📌 Location of Ventura County Community Development Corporation (VCCDC)

☎️8052737800

⏰ Open Hours of Ventura County Community Development Corporation (VCCDC)

Monday: 9 AM–12:30 PM, 1:30–6 PM
Tuesday: 9 AM–12:30 PM, 1:30–6 PM
Wednesday: 9 AM–12:30 PM, 1:30–6 PM
Thursday: 9 AM–12:30 PM, 1:30–6 PM
Friday: 9 AM–12:30 PM, 1:30–6 PM
Saturday: Closed
Sunday: Closed

The Ventura County Community Development Corporation (VCCDC), located at 2231 Sturgis Rd # A, Oxnard, CA 93030, is a reputable non-profit organization that specializes in providing credit counseling services and mortgage lending options. Their dedicated team is committed to assisting individuals and families in achieving their financial goals and overcoming economic challenges.

One of the key features of VCCDC is their commitment to accessibility. The organization boasts an onsite service, wheelchair-accessible entrance, parking lot, restroom, and seating, ensuring that all individuals, including those with disabilities, can easily access their services. Furthermore, VCCDC provides a gender-neutral restroom, demonstrating their inclusive approach towards all community members.

With an average opinion rating of 3.4/5 based on 8 reviews on Google My Business, VCCDC has garnered a respectable reputation among its clients. Clients appreciate the organization's dedication to helping them navigate financial hurdles and find suitable solutions to improve their economic well-being.

If you are looking for a reliable non-profit organization that offers credit counseling and mortgage lending services, VCCDC is an excellent choice. Their experienced team, commitment to accessibility, and positive client reviews make them a trusted partner in achieving your financial objectives.

We highly recommend visiting VCCDC's website at vccdc.org to learn more about their services and how they can assist you in reaching your financial goals. Don't hesitate to reach out to them through their phone number at 8052737800 or by visiting their location at 2231 Sturgis Rd # A, Oxnard, CA 93030.

👍 Reviews of Ventura County Community Development Corporation (VCCDC)

Ventura County Community Development Corporation (VCCDC) - Oxnard, California

Saraí R.

1/5

Update 3/8/24: This organization offers lending programs for first-time homebuyers, but they require a high housing expense ratio (upwards of 30%) while still remaining within the lower income limits to even qualify for the program. If you get second or third loans to assist with downpayment and closing costs, you will not see any money you’ve paid (equity) unless the refinance or sale of the home shows you’ve exceed the amount owed for those additional loans. And with mortgage rates being as high as they are, it doesn’t seem like an appropriate course of action. Do your own research and ask questions to get the details. Hopefully you will get them upfront and in a timely fashion. We went a different route in the end.

Update 9/8/23: We have heard back from the organization and have the needed paperwork to continue the home buying process. I will continue to update as we continue the process with VCCDC.

9/1/23: We were referred to this organization. My family had read good things about the home buying services offered by this organization, and it seemed to fit our specific circumstances. We got started with the process and made significant progress but have since hit a roadblock. I hope it’s because they get a lot of interest from clients, but the director of lending services is slow to respond, if at all. As a result, we have been unable to confidently progress in our home search and buying process. I firmly believe organizations like these are invaluable and much-needed, especially for underserved members of communities. Because of this, it would be nice to have a more efficient process that was transparent and responsive. I hope for improvements.

Thai T.

2/5

This program on paper looks like it would be super helpful to the average person. Francine was amazingly helpful and wonderful, she was the only person at this office who would follow up and communicate with me. I tried several times to reach out to others who claimed to be working with me but never received an email back or a call. Overall work with the company for credit counseling but if you try to work with their lender, you probably wont hear from them.